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Emergency Book Loan Program

 

The money for this loan is made possible by the purchase of your Student Advantage Card
Visit http://www.cuesta.edu/campus/lead/picid.htm to learn more about the benefits of purchasing a
Student Advantage Card!

LOAN TYPE: $300 Line-of-Credit at the bookstore to be utilized for books and supplies only.
WHEN AVAILABLE: Fall 2008  Book Loan Applications will be available : Monday, August 18, 2008

Fall 2008 Book Loans must be used by: September 5, 2008

Fall 2008 Book Loan must be repaid on or before: October 24, 2008

Spring  2008 Book Loan Due Date was:  March 21, 2008

Unpaid debt is submitted to the Chancellors Office Tax Offset Program (COTOP). This is a California State Collection program. 

NO LOANS available for summer session.
HOW TO APPLY: Complete an Emergency Book Loan Application available in the Financial Aid Office. The loan application will be honored at the Cuesta College Bookstore for the first three weeks of the semester only..
QUALIFICATIONS:
  • You MUST purchase a Student Advantage (ASCC) card, and
  • You must be registered in 6 or more units, and
  • Priority is given to students who will NOT have a grant or loans available on the first check disbursement of the semester. “YOU ARE RESPONSIBLE FOR REPAYMENT OF THIS LOAN EVEN IF YOUR AID IS NOT AWARDED BEFORE THE DUE DATE.”
  • If you will NOT be receiving financial aid, you must have a co-signer.
Qualifications for a Co-Signer are:
  1. Has a permanent address different from yours
  2. Has a stable source of income from:
    • Full-time employment
    • Business ownership
    • Retirement/investments
  3. Is willing to repay the loan amount if the student is unable to pay.
The co-signer may be waived under the following circumstances:
  • Student has a confirmed "future" Financial Aid grant award. You are responsible for repayment of this loan even if your aid is not awarded before the due date.
  • Student has a previous Emergency Book Loan that was repaid on time within the last five years.
  • Student is employed on campus and has a supervisor's initials on the application verifying employment dates.
  • Student is waiting for a confirmed VA benefit check and has the Cuesta VA Coordinator's initials confirming the awards.

THERE ARE NO EXTENSIONS. You may make partial payments against your balance until the due date at the Cuesta College Cashier’s Office.
If mailing, payment must be sent to the San Luis Obispo campus only.

If an Emergency Book Loan is not paid on time:
  1. It prevents you from registering for the following semester(s),
  2. It puts a hold on all Cuesta transactions,
  3. It makes you ineligible for future book loans.

The Financial Aid Office will mail the first late notice to the student. Thereafter, monthly delinquency notices will be sent by the Cashier's Office. Loans not repaid by the end of the semester will be sent to COTOP (California Chancellor's Tax Offset Program.)

Payment Information

Payments may be made directly to the Bookstore at either campus during the first three weeks of the semester.

THEREAFTER: Payment must be made DIRECTLY to the Cashier’s Office at either campus.

DO NOT MAIL PAYMENTS TO THE NORTH COUNTY CAMPUS!

San Luis Obispo Office
P.O. Box 8106
San Luis Obispo, CA 93403-8106
Attention: Cashier’s Office
Telephone: (805) 546-3949
SLO Campus Hours: Monday through Thursday 8:15 am to 4:30 pm, Friday 9:00am to 4:00pm
North County Office hours vary, please contact North County campus at (805) 591-6200 to receive current schedule.